{"id":20,"date":"2004-12-04T08:21:00","date_gmt":"2004-12-04T15:21:00","guid":{"rendered":"http:\/\/www.elbeno.com\/blog\/?p=20"},"modified":"2004-12-04T08:21:00","modified_gmt":"2004-12-04T15:21:00","slug":"credit-card","status":"publish","type":"post","link":"https:\/\/www.elbeno.com\/blog\/?p=20","title":{"rendered":"Credit card"},"content":{"rendered":"

Capital One sent me a credit card offer. I applied, and they actually decided to give me a credit card! So I can now count myself as a real person in the USA. Too bad MBNA, you missed out. (MBNA wouldn't give me a card of my own despite the fact that I've actually been on my wife's account for years. They up her credit limit practically every month – who do they think pays the bills?)<\/p>\n

Anyway, somebody at Capital One is a human being and not a computer looking at credit scores. It is still laughable that my new card has a limit of $1000, when I have in my wallet already many times that amount of credit.<\/p>\n

In related news, you can get your credit report online now at Annual Credit Report<\/a>. Wonder what my score is? Not worth checking, I bet.<\/p>\n

Now, I remember hearing about a credit card company that could hand out temporary numbers: the idea being that you (an existing cardholder) go to their website and get a credit card number linked to your existing account, but the new number is only valid for a month. Ideal for monthly online service signups that you don't intend to continue past the free month.<\/p>\n","protected":false},"excerpt":{"rendered":"

Capital One sent me a credit card offer. I applied, and they actually decided to give me a credit card! So I can now count myself as a real person in the USA. Too bad MBNA, you missed out. (MBNA wouldn't give me a card of my own despite the…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20"}],"version-history":[{"count":0,"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/20\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.elbeno.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}